You Should Meet with a Mortgage Lender Now — Even If You’re Not Ready to Buy a House

By Sarah Kuta (Sarah Kuta is a writer and editor based in Longmont, Colorado. Her work has appeared in Conde Nast Traveler, Travel + Leisure, Food & Wine, Robb Report, Smithsonian magazine, Lonely Planet, and other publications. She has a degree in journalism from Northwestern University.)

Financing is easily one of the most confusing — and intimidating — parts of buying a house. But the reality is, without a mortgage to help make the purchase, most people just can’t afford to buy a home.

That’s why experts recommend setting up a meeting or a phone call with a lender as soon as possible, once you’ve decided you’d like to buy a house sometime in the future.

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